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"Many people are
in economic distress as a result of the bad economy and bad
housing market. Being a licensed Full Eagle Title II
Non-Supervised FHA Lender licensed to do business in up to
46 states, 7 years in the mortgage business, 3 1/2 years as a
branch manager, and 4 years as a real estate investor, based
on that experience I am familiar with the finance industry."
- Jay Robins
In response to the demands of the marketplace, we have found
a program which we feel will enhance the opportunity of our
clients in achieving the solution that is most appropriate
for them if they can not refinance.
First and
foremost, we want to visit all options for refinancing your
mortgage, If we can not, we then refer you out to a service
that will re-modify all of your existing debt. The service
team will approach your present debt holders and attempt to
work out a new loan/debt at a lower cost to you or in the
alternative they may attempt to lower the balance on your
credit card, mortgage or other debt and then attempt to help
you with a new loan/credit program to further assist in this
process. We secure loans for clients on a regular basis as a
licensed lender and thereby we have a sense of what would be
a reasonable accommodation based on present market
conditions so that ultimately we could help you with
obtaining a loan and at the same time reducing your other
debts.
The goal is
to reduce your present payment and re-work the deal and to
help to put you in a new program that better fits your
present financial needs. Since there is no guarantee that
the service can be successful, they want to prove their
value to you by billing you monthly. They do not charge a
big lump sum fee and they keep you up to date via status
e-mails to you that you should generally receive two to
three times per month. |
